The Everyday Money Credit Card is issued by HSBC Bank Australia Limited ABN 48 006 434 162 and HSBC is the credit provider. Lending criteria applies. Fees, Charges and Interest Rates apply and are current as at 1 January 2009 and are subject to change. Terms and conditions apply and are available upon request.
1. The bonus $50 shopping card is only available to new primary cardholders who apply between 1 January and 30 June 2009 and who make a purchase on their credit card by 30 July 2009 (excluding Dick Smith interest free promotions). Your account must be current and not in arrears. The bonus $50 shopping card offer cannot be used in conjunction with any other bonus offer. Allow up to 8 weeks from date of first purchase on your credit card for receipt of your shopping card.
2. No reward points are earned on business expenses, Dick Smith interest free promotions, interest free merchant purchases, balance transfers and cash advances. 1 point for every dollar excludes Dick Smith interest free promotions. 2 points for every dollar excludes Dick Smith interest free promotions, purchases at online sites, standalone photo kiosks, optical counters, DVD vending machines, mobile EFTPOS terminals and Dick Smith and Tandy franchisees and resellers. For a list of franchisees and resellers please call 1300 10 1234.
3. The Everyday Money Shopping Card is redeemable at participating stores only and expires 90 days after date of issue. Participating stores may change from time to time. The shopping card is currently not accepted at some designated Dick Smith, Tandy stores and CALTEX WOOLWORTHS/SAFEWAY co-branded fuel outlets. The shopping card cannot be used for online purchases (except Homeshop), at standalone photo kiosks, optical counters, DVD vending machines and mobile EFTPOS terminals. For a full list of participating stores where you can use your shopping card or for details of the points you'll need to obtain one, please call 1300 10 1234.
4. Interest rate of 5.99% p.a. will apply for the first 6 months of your balance transfers from non-HSBC credit or store cards. After this period, any balance outstanding from the balance you transfer will accrue interest at the Cash Advance Interest Rate applicable at the time (currently 20.99% p.a.)